If you have jewelry, furs, fine arts, custom golf clubs or other specialty items, you may be surprised to know your Homeowners policy may not be covering you fully. 

Trees are beautiful and we love the shade they provide.  But what happens if a tree falls on your car?  Who pays the damage?

It doesn't matter who owns the tree.  If the tree falls on your car, the damage is paid through your auto policy under Comprehensive coverage. 
With the hurricane season upon us, you may want to check the cost of Comprehensive coverage and add it to your auto policy.