With the Department of Financial Services inspecting more and more insurance companies for solvency and with the threat of the hurricane season upon us, what are we suppose to do?

It is FDFS's  responsibility to be certain that  the insurance companies are sound and practice good underwriting guidelines which assures the policyholder that the company will have enough money to pay claims if a disaster occurs.

One of the areas that you, the homeowner, can control is the maintanence of your property.  Because more and more insurance comanies required periodic inspections of the property they insure, it is important to repair any damage that compromises your home, such as  rotted wood, loose gutters and broken windows and doors.